Retirement Services : Clearfield Bank & Trust


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TRUST AND INVESTMENTS > Trust and Investments >

Retirement Services

Choosing the Right Investment Mix
A variety of investment options are available to fund your retirement.

There are bank products that are insured by the FDIC up to $250,000:

     • Certificates of Deposit

     • Money Market Accounts

     • Savings Accounts

And, there are non-FDIC insured products that are available such as:

     • Stocks

     • Bonds

     • Mutual Funds

     •
Annuities

Our organization possesses the skills and experience to advise you about investing. We invite you to meet with us so we can customize a plan to help you aspire, plan and achieve.

Investment products:

Not FDIC Insured Not Bank Guaranteed May Lose Value

Not Guaranteed by any Government Agency Not a Bank Deposit

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People are statistically living longer and retiring earlier. What that means:

     • Your retirement needs to last longer – maybe 20 to 30 years

     • Experts estimate that you’ll need 75% to 85% of your pre-retirement income to maintain your current lifestyle while in retirement*

     • It is estimated that social security will provide less than half of what you’ll need for retirement.*

*Information obtained from the Vanguard Group.