Clearfield Bank & Trust logo
Site Search:

 FBI - Fraud Alert
 Free Annual Credit Report
 Community Commitment
 Investor Relations
 Bank News
 Locations
 Calculators
Apply Now | About Us | Contact Center | Home
Investor Relations >
Investor Relations
Pic default
email thisPDF viewPrint view
Peer AnalysisCBT FINANCIAL CORPORATION (OTCBB - CBTC) 

Data for trailing four quarters

For the definition of a financial field, select the field name below.
Performance Ratios (%)CBTCPeer
Median
Peer
Average
ROAA0.48 0.93 0.86 
ROAE6.55 9.34 8.51 
Net Interest Margin3.86 4.08 3.94 
Efficiency Ratio66.32 63.65 62.75 
Loans / Deposits64.93 84.24 83.22 
Asset Quality Ratios (%)   
NPAs / Assets1.01 0.49 0.64 
NCOs / Avg Loans0.53 0.11 0.05 
Reserves / Loans1.13 0.99 1.13 
Reserves / NPAs64.89 156.26 197.93 
Capital Ratios (%)   
Tier 1 Capital11.54 11.21 12.07 
Tangible Equity / Tangible Assets4.24 7.66 8.73 
Total Equity / Total Assets7.54 10.12 10.16 
Market Ratios   
Price / Earnings (x)13.44 10.90 15.52 
Price / Book (%)85.86 96.84 103.28 
Dividend Yield (%)5.58 5.04 4.40 
CBT Financial Corporation's peer group consists of the following: Benchmark Bankshares, Inc. (BMBN), Berkshire Hills Bancorp, Inc. (BHLB), CB Financial Services, Inc. (CBFV), CCFNB Bancorp, Inc. (CCFN), CNB Financial Corporation (CCNE), Columbia Financial Corporation (CLBF), Croghan Bancshares, Inc. (CHBH), CSB Bancorp, Inc. (CSBB), Emclaire Financial Corp. (EMCF), Honat Bancorp, Inc. (HONT), Kish Bancorp, Inc. (KISB), Mars National Bank (MNBP), Neffs Bancorp, Inc. (NEFB), Southern Michigan Bancorp, Inc. (SOMC)

CBT Financial Corporation's financial data is as of 9/30/2008.

Peer financial data is as of 9/30/2008  except for these companies:

Columbia Financial Corporation's financial data is as of 3/31/2008.
Honat Bancorp, Inc.'s financial data is as of 6/30/2008.
Kish Bancorp, Inc.'s financial data is as of 6/30/2008.
Mars National Bank's financial data is as of 6/30/2008.

Copyright 2008, © SNL Financial LC  Terms of Use
Verified by VISAMember FDIC and Equal Housing Lendor© 2008 Clearfield Bank & Trust Company |Privacy Policy