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Donation made to DuBois YMCA Capital Campaign (March, 2015)

 

Clearfield Bank & Trust recently made a $10,000 donation to the DuBois Area YMCA for the 2015 Capital Campaign.  Pictured presenting the check to Daniel Dowling, CEO of the DuBois YMCA is DuBois Community Office Manger, Pam Walsh. 

Area V Junior Wrestling Program Recognition (March, 2015)

Area V of the Pennsylvania Junior Wrestling Program conducted their Area V finals at Clarion recently and recognized Clearfield Bank & Trust for its past financial contributions and support of the Area V Junior Wrestling Program.  Clearfield Bank & Trust has supported the Area V in all of the years the finals have been in Clarion.  Bob Peters, Area V chairman, presented a plaque to recognize the efforts of Clearfield Bank & Trust to Kathy Jacobson, Assistant Vice President and Community Office Manger.   

Ogden named Executive Vice President of Clearfield Bank & Trust Company (March, 2015)


The Board of Directors announces the promotion of Richard W. Ogden to Executive Vice President and Chief Financial Officer and Treasurer of Clearfield Bank & Trust Company.  Rick has over thirty-three years of community banking experience at Clearfield Bank & Trust Company including the last eighteen as a member of Senior Management.  In his tenure with the bank Rick has held positions beginning with Accountant in 1981 to his current position of Senior Vice President, Chief Financial Officer and Treasurer.

 

He earned a Bachelor of Science degree in Accounting from Penn State University and is a graduate of the American Bankers Association Graduate School of Bank Investments and Funds Management as well as the Bank Administration Institute (BAI) Controllership Program.

 

Mr. Ogden has been actively involved in the community as Vice Chairperson of the Clearfield Foundation; a team member of Clearfield Vision 2020; a board member of the DuBois Education Foundation; a member of the Hyde Wesleyan Church and the Secretary/Treasurer of the Lawrence Township Wolf Run Authority.

 

Mr. Wood, Chairman and CEO stated: “Rick has been a long term employee and a valuable asset to the Bank.  His contributions, experience and dedication are deserving of this recognition and promotion.”

 

He and his wife Vickie reside in Clearfield, PA.  They have two adult children, Corey and Cammeron.

Bibak named President of Clearfield Bank & Trust Company (February, 2015)


The Board of Directors has appointed Michael J. Bibak as President of Clearfield Bank and Trust Company.  Mr. Bibak is a senior level banking professional with 26 years of diverse banking experience.  Mike has experience at both large and small community banks and regional banks.  He is a Scranton native and earned a Bachelor of Science in Business Administration from the University of Scranton in 1987 and is a graduate of the Pennsylvania Banker’s Association Executive Leadership program.

 

Mike has extensive experience in all areas of banking with functional duties in asset liability management, strategic planning, retail and commercial lending.  During his banking career, Mike has been highly involved with numerous civic and charitable organizations in leadership roles and is a board member of the Pennsylvania Bankers Association.

 

Mr. Wood, Chairman & CEO stated: “We are extremely pleased to bring someone with Mike’s qualifications to Clearfield Bank and Trust Co.  His overall banking knowledge and training will be an asset to the organization.”

 

He and his wife Erica will be moving to the Clearfield area.

Donation made to CHORE Program (February, 2015)

Pictured are Kathy Jacobson, CB&T Assistant Vice President and Community Office Manager; Stacy LoCastro, CPCA Executive Director; and Judy Mitchell, CB&T Senior Vice President and Chief Operating Officer.

 

 

Central Pennsylvania Community Action Inc. (CPCA) has again been awarded the CHORE program funding through the Affordable Housing Fund grant through the Clearfield County Planning & Community Development office and the Clearfield County Commissioners.

This program offers assistance to homeowner households under 250 percent of the Federal Poverty Guidelines with minor home improvements to ameliorate safety hazards and ensure residents of Clearfield County can stay in their homes.

Repairs may include, but are not limited to, building a wheelchair ramp, installing bathroom grab bars, replacing a hot water heater, replacing a broken refrigerator, etc.

The CPCA has been awarded $15,000 from the county. Clearfield Bank & Trust (CB&T) has provided a match of $15,000 for the project and CNB has provided $1,500. Projects through the CHORE program are limited to $1,500 each.

With a grant of $31,500, CPCA’s goal is to make repairs to a minimum of 18 homes at a maximum amount allotted to each home at $1,500.

If projects are less than $1,500, more projects can be completed. CPCA’s goal is to assist approximately 24 homes. Through these efforts, CPCA expects to serve approximately 48 individuals.

With last year’s funding and total funding of $30,000 (with match funding from CB&T and CNB), CPCA served 37 homes and 89 individuals, due to lower project levels. The CPCA hopes the same will occur again this year.

The program will open once the contract process is complete with the county, which should conclude in the next few weeks. For more information, please contact CPCA at 814-765-1551.

Wood Appointed to Advisory Council (January, 2015)

 

 

 

 

 

 

 

 

 

 
The Federal Reserve Bank of Philadelphia today announced the appointment of William Wood, chairman, president, and CEO of CBT Financial Corporation and Clearfield Bank & Trust Company, to its Community Depository Institutions Advisory Council (CDIAC). He will serve a three-year term beginning in March 2015.

The CDIAC is a 12-member council composed of representatives from commercial banks, thrift institutions, and credit unions. The council convenes twice a year with officials from the Federal Reserve Bank of Philadelphia to share insights about economic and business trends facing community depository institutions in their local markets. After each local meeting, a representative from the Philadelphia council joins counterparts from other Federal Reserve Banks at a meeting hosted by the Federal Reserve Board of Governors in Washington, D.C.

Wood has been the chairman, president, and CEO of CBT Financial Corporation and Clearfield Bank & Trust Company since 1999. He is also the director of Penn Highlands Healthcare and past chair of the audit committee. Wood serves as the major gifts campaign chair for the Clearfield Area United Way, as well as director and officer of the Pennsylvania Association of
Community Bankers.

Wood has an M.B.A. in finance from Saint Francis University and a bachelor's degree in economics from Robert Morris University. He also has an advanced banking degree from the Stonier Graduate School of Banking at the University of Delaware.

The Federal Reserve Bank of Philadelphia helps formulate and implement monetary policy, supervises banks and bank savings and loan holding companies, and provides financial services to depository institutions and the federal government. It is one of the 12 regional Reserve Banks that, together with the Board of Governors in Washington, D.C., make up the Federal Reserve System. The Philadelphia Federal Reserve Bank serves eastern Pennsylvania, southern New Jersey, and Delaware.

Students Complete EverFi Program (January, 2015)

Students in Mr. Rodney Thompson’s Accounting I class at DuBois Area High School recently completed a nine-week financial literacy program sponsored by Clearfield Bank & Trust and EverFi. Upon completion of the EverFi modules, students are able to understand finances on many different levels including banking, insurance, buying a car, renting an apartment, owning a home, applying for college, credit scores, taxes, and investments. The students were presented certificates for completing the program by Thompson, Pamela Walsh of Clearfield Bank & Trust and DASD Curriculum Director Anne Young. Shown, from row, from left are Walsh, Derek Fish, Savannah Gwizdala, Kaycee Vanchure, Madison Brooks, Keaton Maines, Gavin Goodier, Joey Sawey, Brianna Yanulittis, Jacqueline Spenard, Bethany Zaffuto, Haley McAninch, Brittany Newell, Adam Horner and Thompson. Second row, from left, are Dalton Kruzelak, Seth Braid, Cassie Folmar, Lizzie French, Hailey Vaughan, Molly Mazzaferro, Marissa Dunlap, Shadi Hassan, Justin Reed, Austin Shaffer-Doan, Ryan Mitskavich, Jake Shugar, and Jeremy Ayrault. Back row, from left, are Daniel Grassi, Naomi Webster, Tyler Schweiger, Morgan Henry, Sarah Snyder, Gretchin Lines, Molly Nosker, Cole Meighen, Keara Snead-Webster, Jesse Nissel, Braden Haag, Nick Cotter, Peter Foradora and Michael Ricksgers.

   

Donation made to Susquehanna Rural Free Clinic (January, 2015)

Clearfield Bank & Trust recently made a $1,000 donation to the Susquehanna Rural Free Clinic.  Presenting the check to Sr. Karen Willenbring is Assistant Vice President and Bridge Street Community Office Manager, Michele Fannin. 

Donation Made to Living Bread Ministries (January, 2015)

Kelly Frye from Living Bread Ministries accepts a $500 donation from Kathy Jacobson, Assistant Vice President & Main Office Community Manager.   Living Bread Ministries operates strictly through volunteers from the community, who provide their time and efforts to offer a Food Pantry, Free Meal Program and a Children's Program to our community.   

 

$1,000 Donation Made To Huntingdon Area Habitat For Humanity (January, 2015)

Clearfield Bank & Trust recently made a $1,000 donation to the Huntingdon Area Habitat for Humanity. 
Accepting the check from Jackie Confer, Assistant Vice President & Huntingdon Community Office Manager, is Biff Houldin, Huntingdon Area Habitat for Humanity Representative. 

 

Donations Totaling $9,000 Made to Local Food Pantries (January, 2015)

Clearfield Bank and Trust has donated $1,000 to nine different local food banks, throughout the counties we serve, in our continuing efforts to help people in need. These food banks provide food and other basic necessities to low and moderate income families and individuals.

Pictured accepting donations for both Clearfield & Curwensville Food Pantries is Robin Clark. Presenting the checks are Kathy Jacobson, Assistant Vice President & Main Community Office Manager (top photo) and Debbie Bowser, Assistant Vice President & Curwensville Community Office Manager (bottom photo).

Bag-A-Buck Contest Winners Accounced (January, 2015)

Clearfield Bank & Trust recently conducted a Bag-a-Buck promotion in which they gave away prizes to two lucky winners.

Pictured is Jodie Jackson of Huntingdon who was the winner of the $250 Gift Card from Raystown Guns and Outdoors. Presenting Mrs. Jackson with the gift certificate is Vice President & Regional Bank Manager, Robb Ritchey.

 

 

Pictured is Martha Tozer of Curwensville who was the winner of $250 Gift Certificate from Bob’s Army & Navy.  Presenting Mrs. Tozer with the certificate is Assistant Vice President & Curwensville Community Office Manager, Debbie Bowser.

Local Financial Services Professional Earns National Certification (January, 2015)

 

William E. Wood, Chairman, President and CEO of Clearfield Bank & Trust Company, announces that William A. Shiner, was recently awarded the Certified Regulatory Compliance Manager (CRCM) designation from the Institute of Certified Bankers (ICB), a subsidiary of the American Bankers Association, in Washington, DC. 

Mr. Shiner currently holds the title of Chief Risk Officer as well as Senior Vice President and Secretary for Clearfield Bank & Trust as well as Secretary for CBT Financial Corp.  and Diamond Financial Services.  Mr. Shiner is responsible for the Bank's enterprise risk management program ensuring compliance with laws, regulations and internal policies and procedures.

In addition to the CRCM designation, Mr. Shiner is a graduate of the PBA School of Banking; BAI School of Bank Administration, Community Banking Curriculum; ABA National Compliance School and Professional Bank Services BSA/AML Compliance School.   

The CRCM designation is awarded to individuals who demonstrate excellence in the field of bank regulatory compliance.  To qualify for the CRCM certification, individuals must have certain levels of experience and education in the compliance profession, pass an exam and agree to abide by a code of ethics.  The CRCM exam covers regulatory requirements as they relate to credit, deposits/securities, safety and soundness, information reporting and corporate responsibility. 

Financial services professionals, working through the Institute of Certified Bankers, initiated the CRCM designation and eight others in order to establish meaningful standards of knowledge in specialty areas of the financial services industry.  ICB certifications formally recognize those who meet these standards and meet professional continuing education and development requirements.

Clearfield Bank and Trust Company, a wholly owned subsidiary of CBT Financial Corp, headquartered in Clearfield, PA, operates 12 community offices throughout Blair, Centre, Clearfield and Huntingdon Counties.  For consumers and businesses, the Bank provides a variety of deposit accounts, affordable loans, online banking and trust services.

 

Bank Model Created For Clearfield Model Railroad Club (October, 2014)

Several months ago the bank received a letter from the Clearfield Model Railroad Club.  The letter challenged businesses to create a model of their building. These models would then be showcased in a model layout of downtown Clearfield. 

Our very own Harold Baker accepted the challenge and created a model of our Main Office.  The model created is constructed out of 1/8 inch Baltic birch plywood, with trim made of cherry and balsa wood.  Every detail of the bank is scaled down in this model and truly represents the bank building and the color representation.  

Some areas of the building posed more of a challenge than others, especially the doors & windows.  After much deliberation Harold determined the best solution would be the use of duct tape.  I guess it’s true what they say, duct tape can fix everything.300

Harold put in countless hours to this project.  At one point he even joked about feeling like he was back in college as he would need to pull an all-nighter.  His hard work and determination paid off though as the model he created definitely shows that he is a true craftsman.

Thank you, Harold, for stepping up and creating such a great model representation of the bank.   Your efforts truly went above and beyond and we commend you for that. 

The final model is set to be unveiled at the Clearfield Revitalization Corporation 2015 Blooms and Berry Bash.

 

 

 

 

 

 

McKeown Promoted to Senior Vice President (October, 2014)

William E. Wood, Chairman, President and CEO of Clearfield Bank & Trust Company, announced that David "Mike" McKeown has been promoted to Senior Vice President.  In addition to Senior Vice President, Mike is also Operations Division Manager.  He began his banking career at Clearfield Bank & Trust in 1973 as a Teller.  Over the years he has steadily advanced to the positions of Savings Department Head, Accountant, Assistant Vice President and Vice President.     

Mr. McKeown is a graduate of Curwensville Area High School, as well as the PBA School of Banking and Central Atlantic Advanced School of Banking.  He has also attended Wallenhorst Management Seminars and completed numerous American Institute of Banking diplomas and certificate programs. 

Mr. McKeown’s community involvement includes member of the Clearfield Knights of Columbus and social member of Curwensvillle Rescue House & Ladder.   

Mr. McKeown resides in Grampian with his wife, Lark (Young). 

Home Heating Savings Account Program (October, 2014)

Clearfield Bank & Trust recently made a donation of $5,000 to Central PA Community Action.  This donation was made to help provide more availability for the Home Heating Savings Account Program for Clearfield County residents.  The HHSA is a dollar for dollar match of the saver's account that will be used to pay heating expenses.  In order to receive the matching funds, savers must meet 200 percent of Federal Poverty Income Guidelines, open an account at Clearfield Bank & Trust or an approved financial institution and maintain a regular savings budget of at least $50.00 a month for four months.  During the program time, an additional $50.00 may be deposited to give the saver a match of up to $250.00.  Attendance at two workshops on budgeting and utility reduction is also required.   From left are Stacy LoCastro, Executive Director of CPCA and Kathy Jacobson, Assistant Vice President and Community Office Manager at Clearfield Bank & Trust.   

Investment Program Honored (September, 2014)

Clearfield Bank & Trust Co announces that its Financial Services Division, with registered representatives affiliated with broker dealer and Registered Investment Adviser  Sorrento Pacific Financial, LLC (SPF) received the 2013 Pinnacle Award Program of the Year Award) at CFS’ “Powered by Passion” 2014 Annual Conference, recently held in San Diego, California.

The award recognizes the significant growth and service excellence of a financial institution’s investment and insurance program throughout the year. 

The Financial Services Division team, at Clearfield Bank & Trust, was able to strengthen its program and generate additional revenue by delivering investment, insurance and retirement planning services to the financial institution’s clients. “We are honored to win the Pinnacle Award and earn such acclaim for our team’s efforts,” said William E. Wood, Clearfield Bank & Trust Co. Chairman, President and CEO. “This recognition is testament to their stellar customer service and expert investment knowledge. Clearfield Bank & Trust Co. clients can feel proud that they are working with some of the best in the industry.”

The annual awards are presented by SPF as a way to recognize outstanding investment and insurance programs for their dedication to high standards, commitment to superior service and outstanding performance that helps each organization meet and exceed its goals.

In addition to financial planning and investment services, Clearfield Bank & Trust Co.  also offers consumer loans, business loans, deposit services and online banking services.

Clearfield Bank & Trust Co. Main Office is located at 11 N. 2nd. Street in Clearfield, Pa 16830.  For additional information, please call (814)765-7551or visit online at www.cbtfinancial.com.

Clearfield Bank and Trust Company, a wholly owned subsidiary of CBT Financial Corp, headquartered in Clearfield, PA, operates 14 community offices throughout Bedford, Blair, Centre, Clearfield and Huntingdon Counties.  For consumers and businesses, the Bank provides a variety of deposit accounts, affordable loans, online banking and trust services.

Non-deposit investment products and services are offered through Sorrento Pacific Financial, LLC (“SPF”), registered broker-dealers (Members FINRA www.finra.org /SIPC www.sipc.org ) and SEC Registered Investment Advisors.  Products offered through SPF: are not federally insured, are not guarantees or obligations of the bank, and may involve investment risk including possible loss of principal. Banks contract with SPF to make non-deposit investment products and services available to bank clients.

About Sorrento Pacific Financial LLC
Full-service, sister broker dealers Sorrento Pacific Financial LLC (SPF) (Members FINRA/SIPC) provide customized investment and insurance solutions to financial institutions throughout the country. Headquartered in San Diego, with branch offices and licensed representatives nationwide, SPF are SEC Registered Investment Advisers, with expertise in key areas including retirement services, wealth management, and fee-based and insurance products for both individuals and business customers.  For more information, see www.sorrentopacific.com.

CB&T Support First Book Program (September, 2014)

Nancy Lombardo (right), Executive Officer of Clearfield County League on Social Services, accepts a $500 donation from Clearfield Bank & Trust representatives, Kathy Jacobson (left) and Tina Collins (center).  The donation was made to help support the First Book Program, which provides new books to children in need. 

iPad Giveaway, Winner Announced (August, 2014)

Clearfield Bank & Trust recently gave away an iPad to one lucky winner.  The iPad drawing was held in conjunction with a recent eStatement Promotion.  

Teddy Householder was the winner of the iPad.  Presenting her with the prize is Jackie Confer, Assistant Vice President & Community Office Manager.  

Huntingdon Grand Opening Winners Announced (August, 2014)

Clearfield Bank & Trust recently held a Relocation Celebration for our New Huntingdon Plaza Office at 9585 William Penn Hwy.  During this Celebration we held a Prize Drawing with the Grand Prize of $1,000, 4 - First Prizes of $100 Huntingdon County Gift Baskets and 10 - Second Prizes of $50 Huntingdon County Gift Baskets.

Pictured: Robb Ritchey, Vice President & Retail Banking Manager, 
presenting $1,000 Grand Prize to Robert Cresswell

Large Basket Winners: 

  • Debbie Houp 
  • Roland Facchiano 
  • Rita Miller 
  • Robert Reynolds

Small Basket Winners: 

  • Helen Dickson 
  • Paula Halbritter 
  • Emily Pancoast 
  • Robert Sheffield 
  • Dawn Garlock 
  • Buffy Hicks 
  • James Jefferson 
  • Wayne Whitesel 
  • Ellen Shultz 
  • Glenda Shetrom

 

Kelly Named Business Banking Officer (July, 2014)

William E. Wood, Chairman, President and CEO of Clearfield Bank and Trust Company announces that, Joe Kelly, has been named Business Banking Officer for Clearfield Bank & Trust.    In this position, Mr. Kelly will be responsible for servicing the bank’s commercial customers as well as business development in the bank’s market area.  Mr. Kelly comes to Clearfield Bank & Trust Company with 5 years of experience in the Banking Industry. 

Mr. Kelly earned a Bachelor of Business Administration with an Accounting option from Penn State University; he completed a Credit Administration Internship and is a graduate of the Pennsylvania Bankers Association School of Commercial Lending. 

He is currently active in the Clearfield County Economic Development Corporation, the Trinity United Methodist Church, the Clearfield Revitalization Corporation, DuBois Area Jaycees, Young Professionals Group Risk Management Association, Clearfield County Rails to Trail Association and the Clearfield Kiwanis Club.  He is also a past Board Member of the Clearfield Chamber of Commerce. 

Mr. Kelly resides in Clearfield with his wife, Shannon, and their son, Joseph. 

2014 Academic Scholarship Winners Announced (July, 2014)

Clearfield Bank & Trust Company congratulates the recipients of the Clearfield Bank & Trust Company's 2014 Academic Scholarship. 


Aaron Angstadt
Clearfield Area High School
 

Brenna Berry
Clearfield Area High School
 

Brooke Bosar
Central High School

Madison Cannon
Curwensville Area High School
 

Sarah Jefferis
Juniata Valley High School

Tatum Stauffer
State College Area High School
 

Jonathan Stephens
Clearfield Area High School

Cassidy Turner
Clearfield Area High School


The Academic Scholarship was designed to honor eight local high school students who have shown dedication to excellence.  

For their hard work and dedication they were each awarded a $1,000.00 scholarship.  Clearfield Bank & Trust extends a thank you to all those who participated in the Academic Scholarship Program and wish the best of luck to the Class of 2014.  

Wilkinson promoted to Vice President (May, 2014)


William E. Wood, Chairman, President and CEO of Clearfield Bank and Trust Company announces that, Tracy J. Wilkinson has been named Vice President, Credit Administration Manager.  She is responsible for overseeing the Credit Administration Department, including Loan Review and Credit Analysis for the Bank’s Commercial Lending Department. 

Mrs. Wilkinson started her financial services career at Clearfield Bank & Trust Company in 1997.  During this time, she has held positions of Teller, Data Processor, Credit Analyst and Assistant Vice President.  Mrs. Wilkinson is a graduate of Clearfield Area High School. She received a Bachelor of Science degree in Business Administration from the Pennsylvania State University and is a graduate of the PBA Advanced School of Banking.   In addition to these schools, she has completed several Bank Administration Institute Certificate Courses.

Mrs. Wilkinson’s community involvement includes Auditor of Clearfield Area United Way and Volunteer for the March of Dimes. 

Mrs. Wilkinson resides in West Decatur with her husband, Corey, and their two sons, Connor & Joshua. 

Detwiler Promoted to Vice President (May, 2014)

William E. Wood, Chairman, President and CEO of Clearfield Bank and Trust Company announces that, Valerie L. Detwiler, has been promoted to Vice President & Agricultural Banking Officer.  Valerie began her financial services career in 2004 with the USDA Farm Service Agency and joined Clearfield Bank & Trust in 2010. 

Mrs. Detwiler is a graduate of Central High School and has earned a Bachelor of Science Degree in Accounting from the Pennsylvania State University.

Mrs. Detwiler supports various agricultural organizations within our local communities.  In addition, she is a member of the Martinsburg Grace Brethren Church.     

Mrs. Detwiler resides in Martinsburg with her husband, CA Detwiler. 

 

 

 

Shiner Promoted to Chief Risk Officer (April, 2014)

William E. Wood, Chairman, President and CEO of Clearfield Bank & Trust Company, announces the promotion of William A. Shiner to Chief Risk Officer.  In this new position, Mr. Shiner will be responsible for the Bank’s enterprise risk management program ensuring compliance with laws, regulations and internal policies and procedures.  He will also oversee the Internal Audit, Compliance and Loan Review areas.   In addition to Chief Risk Officer, Mr. Shiner is also Senior Vice President & Secretary for Clearfield Bank & Trust as well as Secretary for CBT Financial Corp. and Diamond Financial Services.   Mr. Shiner began his banking career at Clearfield Bank & Trust in 1977. 

He earned a Bachelor of Science degree from Clarion University and has continued his professional education as a graduate of the following schools:  PBA School of Banking; BAI School of Bank Administration, Community Banking Curriculum; ABA National Compliance School and Professional Bank Services BSA/AML Compliance School.    

Mr. Shiner’s community involvement includes, Treasurer and Board Member of the Clearfield County Economic Development Corporation and the Clearfield Foundation, Board Member for the Clearfield Foundation for Health and Clearfield County Area Agency on Aging, Member of the Kiwanis Club, BPOE 540, Knights of Columbus, St. Francis School Education Endowment Committee, St. Francis Church Finance Committee and Sons of Italy. 

He resides in Clearfield with his wife, Lou Ann.  They have two children, Rebecca and Matt.   

CPCA Receives Grant (March, 2014)

Pictured, from left to right, are Stacy LoCastro, CPCA Executive Director, and Kristi Johnson, Assistant Vice President and Mortgage Loan Manager for Clearfield Bank & Trust. 

Central Pennsylvania Community Action (CPCA) has been selected as the recipient of a $15,000 grant from the Clearfield County Affordable Housing Trust Fund.

In 2009, the Clearfield County Board of Commissioners created the county’s first Affordable Housing Trust Fund and established a Clearfield County Housing Taskforce. Both created with the intention of working together to address housing issues and needs within Clearfield County.

As well, the CPCA received a matching donation of $15,000 from Clearfield Bank & Trust. These donations to CPCA will be used for the CHORE program. The Chore Service Program provides for home maintenance tasks, normally done by family members, and needed to enable a person to remain in his/her own home, if unable to personally perform such tasks and if there is no other responsible person available or capable of providing the service.

The program is geared toward assisting elderly, disabled and low income individuals. The CHORE Service is provided to maintain the person’s health and safety in the home, not for aesthetic improvements to the home or yard. Repairs may include building small wheelchair ramps, installing bathroom grab bars, replacing a hot water heater, repairing or replacing unsafe steps, etc.

Some of the projects completed have included replacing or repairing hot water heaters, storm doors, broken indoor water line and piping, unsafe porch steps, hand railings on porches and stairs, smoke detectors and safety rails for tubs and toilets.

In 2013, the CPCA served more than 15,900 unduplicated individuals through our vast array of services. The CPCA’s primary services includes housing services, weatherization, rental housing, case management, food services, heating and utility assistance, employment assistance and training, consumer information and referral, and transportation services.

The CPCA’s mission is “strengthening our communities by helping families and individuals in Centre and Clearfield counties to become self-sufficient.” For more information on CPCA programs or to apply for the CHORE program, please call CPCA at 814-765-1551 or 800-822-2610.

CB&T presents a $5,000 contribution to CRC (January, 2014)


Pictured above are Chris Renaud, CRC Director of Planning and Development; Heather Bozovich, CRC Main Street Manager; Bill Wood, President of Clearfield Bank and Trust Company; and Kathy Jacobson Assistant Vice President - Branch Manager of Clearfield Bank and Trust Company.

Clearfield Bank and Trust Company recently made a contribution to The Clearfield Revitalization Corporation (CRC) in the amount of $5,000 for 2014. This contribution is a part of Clearfield Bank and Trust Company's ongoing pledge to the CRC since the organization’s formation in 2008. Clearfield Bank and Trust Company has been vital to the sustainability of the CRC Main Street Program.

Clearfield Bank & Trust CEO, Bill Wood, stated “We are very pleased to make these ongoing contributions to support this very worthwhile effort.  The progress the CRC has made is having a very positive effect on the downtown area.”   

Main Street Manager, Heather Bozovich, states "The CRC would like to thank Clearfield Bank & Trust Company for its continued support of our downtown revitalization efforts. This ongoing contribution has helped to sustain our work in Clearfield for the past five years and will continue to assist in the maintenance and expansion of projects that will lead to the betterment of the Clearfield community as a whole. We are very fortunate to have such a community-oriented institution within the Clearfield Main Street District.”  

 

Myers Promoted to Vice President (January, 2014)

William E. Wood, Chairman, President and CEO of Clearfield Bank & Trust Company, announced that Vicki J. Myers has been promoted to Vice President.  In addition to Vice President, Mrs. Myers is also a Trust Officer.  She began her banking career in 1990 and joined Clearfield Bank & Trust in 1994.  During her banking career at Clearfield Bank & Trust, she has held the positions of Trust Operations Supervisor, Assistant Trust Officer and Assistant Vice President.  

Mrs. Myers is a graduate of Clearfield Area High School and Penn State University.  She has continued her professional education as a graduate of the following schools:  PBA School of Trust and Cannon Trust School. 

Mrs. Myers community involvement includes Secretary of the Clearfield Educational Foundation, Board Member of Clearfield County Charitable Foundation, Treasurer of the Golden Bison Alumni Association, Treasurer of Clearfield County Area Agency on Aging Auxiliary and former Board Member of the Children’s Aid Society.  

Mrs. Myers resides in Morrisdale with her husband, Bill, son, Ian and daughter, Taylor.

Clearfield Bank and Trust Company, a wholly owned subsidiary of CBT Financial Corp, headquartered in Clearfield, PA, operates 14 community offices throughout Bedford, Blair, Centre, Clearfield and Huntingdon Counties.  For consumers and businesses, the Bank provides a variety of deposit accounts, affordable loans, online banking and trust services.

CB&T donates $1,000 to Centre Volunteer of Medicine (December, 2013)

Dennis Hampton, Senior Vice President and Trust & Investment Division Manager at Clearfield Bank & Trust presents a check for $1,000 to Sue Forster of Centre Volunteers in Medicine.  

Donation made to Susquehanna Rural Free Clinic (December, 2013)

Michele Fannin, Clearfield Bank & Trust Assistant Vice President & Community Office Manager presents a check to Sister Karen Willenbring of the Susquehanna Rural Free Clinic.  

CB&T Donates to Computer Replacement Project (December, 2013)

Representatives of the Joseph & Elizabeth Shaw Public Library recently accepted a $4,000 donation from Clearfield Bank & Trust for the Public Access Computer Replacement Project.  The seven public access computers will be replaced in the first quarter of 2014.  The project supports Information and Financial Literacies of the PA Forward Pennsylvania Libraries Initiative.

Pictured from left:  Library trustees Jodi Addleman, Susan Young, and Valerie Dixon; library director, Paula Collins; and Kathy Jacobson, Clearfield Bank & Trust.

CB&T Makes Donation to Annual Kettle Drive (December, 2013)

Cleafield Bank & Trust made a $2,000 donation this holiday season to the Huntingdon Salvation Army Kettle Drive.  Accepting the check from Huntingdon Community Office Manager, Jacki Confer is Major Vernon Dolby.   

Donation Made to Huntingdon Area Habitat for Humanity (December, 2013)

Jackie Confer, Assistant Vice President & Community Office Manager for Clearfield Bank & Trust presents a check for $1,000 to Biff Houldin from Huntingdon Area Habitat for Humanity. 

$2,000 Donation Made to Cen-Clear Giving Tree Project (December, 2013)

Clearfield Bank and Trust Company is a consistent supporter of the CenClear Giving Tree Project, which provides holiday season gifts of toys, clothing and other items to children enrolled in agency programs. Jerry McKinney, Assistant Vice-President and Community Office Manager for Clearfield Bank and Trust Company, presents a check for $2,000 to Tammy Sipes, CenClear Assistant Executive Director. Seated, from left, is Tonia Bush, Health/Safety/Nutrition Coordinator and Lori Love, Team Leader.

Bag-a-Buck Contest Winners Announced (December, 2013)

Clearfield Bank & Trust recently conducted a Bag-a-Buck promotion in which they gave away prizes to two lucky winners.  

Pictured is Lee Shultz III of Huntingdon who was the winner of the $250 Gift Card from Bob's Army & Navy.  Presenting Mr. Shultz with the gift certificate is Huntingdon Office Assistant Community Office Manager, Cory Focht.  

Pictured is Robert Peters of Clearfield who was the winner of $250 Gift Certificate from Jim's Sports Center.  Presenting Mr. Peters with the certificate is Main Office Community Office Manager, Kathy Jacobson.  

Holiday Donation Made to 9 Local Food Banks (December, 2013)

Clearfield Bank and Trust has collectively donated $4,500 to nine different local food banks, throughout the counties they serve, in its continuing efforts to help people in need. These food banks provide food and other basic necessities to low and moderate income families and individuals.

“We are very happy to provide these contributions to our local food banks,” said Bill Wood, President & CEO of Clearfield Bank and Trust. “They play an important part in many lives and our donations will allow them to provide additional food and services to a great many of our neighbors and friends during the holiday season.” Many of these local food banks are located in churches or facilities belonging to other organizations who generously donate their time, effort and services.

Bill Wood stated “We believe that for our own business to be a success, you need to help and support organizations within the communities you serve."

Baker Promoted to Vice President (November, 2013)

William E. Wood, Chairman, President and CEO of Clearfield Bank & Trust Company, announced that Harold Baker has been promoted to Vice President.  Mr. Baker began his Financial Services career in 1983 holding positions of Regional V. P. Investment Sales Manager and Financial Consultant/Team Leader before joining Clearfield Bank & Trust in 2006 as a Financial Consultant.  Mr. Baker is Program Manager for Financial Services, a division of Clearfield Bank & Trust Company. 

Mr. Baker is a graduate of Northern Cambria High School and attended Frederick & Macomb Community College.  Harold is registered as a General Securities Representative, General Securities Principal, Registered Investment Advisor and holds Accident & Health, Life & Fixed Annuities and Variable Life/Variable Annuities License.  Mr. Baker has also received numerous employment related awards, including the Sale to Success Award of Excellence and has twice been awarded the Presidents Club Award for Sorrento Pacific Financial, LLC.

Mr. Baker's Community Involvement includes Member of Village Council and Mayor of a previous Community.  He has also served as an user and has served on various church boards.  Harold resides in Treasure Lake with his wife, Patricia. They have two grown children and two grandchildren.  

Clearfield Bank & Trust Company, a wholly owned subsidiary of CBT Financial Corp, headquartered in Clearfield, PA, operates 14 community offices throughout Bedford, Blair, Centre, Clearfield and Huntingdon counties.  For consumers and businesses, the Bank provides a variety of deposit accounts, affordable loans, online banking and trust services. 

CB&T BREAKS GROUND FOR NEW HUNTINGDON OFFICE (August, 2013)

Pictured(left to right); Gary O’Kom, Huntingdon Co. Commissioner; John Soult, Jr., Clearfield Bank & Trust Board of Director; Kevin McMillen, Clearfield Bank & Trust Board of Director; John Eichelberger, Jr, State Senator; Bill Wood, Clearfield Bank & Trust Chairman, President & CEO; John Campbell, PW Campbell Principal; Doyland Gladfelter, Smithfield Township Supervisor;  Charlie Sachs, PW Campbell Project Manager; Robb Ritchey, Clearfield Bank & Trust Vice President & Retail Banking Manager; Amy Wise, Huntingdon County Business and Industry Executive Director; Marlene Sample, Clearfield Bank & Trust Board of Director; Jackie Confer, Clearfield Bank & Trust Assistant Vice President & Community Office Manager; Peggi Brown, Legislative Aide for State Representative Mike Fleck; Jeff Thomas, Huntingdon Co. Commissioner; Judy Mitchell, Clearfield Bank & Trust Senior Vice President & COO; and Michael Balchin, Huntingdon County Chamber Membership Director.

 

William E. Wood, Chairman, President & CEO of Clearfield Bank & Trust Co., is pleased to announce the Bank held a ground breaking event on Friday August 23, 2013 for a new branch office in Huntingdon.  Local dignitaries and community leaders along with contractors joined several employees of the Bank as they ceremoniously turned the soil to start the construction of the new facility.   The new 3,638 square foot office will be constructed at 9585 William Penn Hwy, Huntingdon; it will replace Clearfield Bank & Trust’s current location at the Huntingdon Plaza. 

Slated for completion by the end of 2013, the new full service facility will be staffed to allow Clearfield Bank & Trust to meet all of the needs of the community.  The Office will incorporate innovative cash recyclers to aid tellers with customer transactions as well as a new ATM and lobby coin counter.  A highly qualified staff will be available for all of your banking needs.  Representatives from CBT Financial & Trust Management, a division of the Bank, will also be available to offer a complete line of investment and trust services. 

For over 110 years Clearfield Bank & Trust has provided local communities with the banking services they need, and the caring, knowledgeable staff they deserve.  Mr. Wood stated, “We are excited to be expanding our business in Huntingdon and making this investment in the community.  Since coming here in 2005, we have found this to be a great place to live and work with outstanding businesses and people.  We look forward to many more years of assisting customers with their financial needs in our new facility."      

PW Campbell, a family-owned and operated planning, design coordination, and construction management company based in Pittsburgh, Pennsylvania was awarded the contract to design and build the new facility. 

Clearfield Bank and Trust Company, a wholly owned subsidiary of CBT Financial Corp, headquartered in Clearfield, PA, operates 14 community offices throughout Bedford, Blair, Centre, Clearfield and Huntingdon Counties.  For consumers and businesses, the Bank provides a variety of deposit accounts, affordable loans, online banking and trust services.