Online Banking

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Business Convenient Solutions

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Online Business Banking Services & Cash Management Solutions

Easily manage your business finances 24 hours a day, 7 days a week.  Online Business Banking & Cash Management allows customers to access their account information in a secured environment via the Internet.  Enroll for these services by completing an Online24 application, available at any Community Office location or enroll online.

With Online Business Banking you can:

  • Check account balances and other account information
  • View transactions and previous statements
  • Transfer funds between deposit accounts and make loan advances
  • Make loan payments
  • Deposit Checks with Remote Deposit Anywhere
  • Download banking transactions to QuickBooks®, Quicken® or Microsoft Money®
  • Balance your checkbook
  • View and print cancelled checks for tax purposes or proof of payment
  • Initiate stop payments
  • e-statements

Cash Management allows:

  • Wire Transfers
  • ACH Management Services
  • Float allocation review

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Remote Deposit Capture

A web-based, single check image capture, storage and processing solution that is specifically designed to enable your business to make bank deposits directly from your office.  With the use of a check imager, connected to your personal computer, images are uploaded to a server, analyzed for image quality and routed to CBT Bank.

  • Deposit paper checks of all types electronically (process corporate checks, consumer checks, cashier’s checks, third-party checks and money orders)
  • Scan and capture images of both sides of checks received for deposit
  • Save time and money by eliminating the daily or weekly trip to the bank
  • Improve cash flow by depositing large dollar items immediately
  • Improve management control with the additional security features that allow you to restrict system access and establish individual users
  • Expand deposit window by making deposits when it’s most convenient for you
  • Receive an email confirmation for all the deposits made using the remote scanner
  • Convert scanned check either into ACH or Check21 transactions

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Merchant Services Program

At CBT Bank, we distinguish ourselves by providing payment processing knowledge and tailored solutions that assist our clients in achieving key business objectives.   With our years of experience, the goals of our Merchant Services team remains the same: to provide you with the most efficient payment processing program while helping you reduce operating costs, improve cash flow, and minimizing exposure to fraud and risk.  We accomplish these goals with the assistance of our business partner, BASYS Processing.  BASYS provides the expertise needed in the payment processing industry that helps CBT Bank distinguish ourselves in this arena.

Our Merchant Services program solutions offer:

  • Increased payment acceptance opportunities
  • Fast Transaction and Settlement Approvals
  • EMV (Smart Chip) and Mobile Wallet payment acceptance solutions, such as Google Wallet and Apple Pay
  • Free online reporting to access daily activity and deposits, as well as monthly summary statements
  • BASYS Processing's dedication to the highest level of customer service
  • State of the art processing methods and technology, including mobile processing solutions and tablet-based POS systems
  • Proactive PCI Compliance program to ensure our merchants are protected

With our processing partnership, we have access to direct wholesale pricing with Visa, MasterCard and Discover.  We would love the opportunity to complete a FREE savings analysis for your business to show you the benefits and features of a Merchant Services program with CBT Bank.  Simply give Donna Heitsenrether to learn more.

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Positive Pay

An automated fraud protection program that will match checks presented for payment against a list of checks previously authorized and issued by your company.  All components on the check must match exactly or it will not pay.

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Access24 – Telephone Banking

Access your account information via telephone 24 hours a day, 7 days a week.  Enroll for this convenient service by completing a Telephone Transfer Agreement, available at any Community Office location.  Once you are enrolled simply dial 1-888-225-6065 to access account information.

Through this no-fee service, you can:

  • Check account balances
  • Verify deposits and withdrawals
  • Transfer funds between accounts
  • Obtain interest rate information

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Business ATM & Debit/ATM Card

Conveniently access your funds 24 hours a day, 7 days a week by using an Automated Teller Machine (ATM) Card or a Debit/ATM Card.

With our ATM Card

  • Withdraw funds
  • Make Deposits*
  • Transfer Funds*
  • Inquire about your account balances
  • Daily withdrawal limits apply

    *Only available at certain CBT Bank ATMs

With our Debit/ATM Card (not available with Savings Accounts)

  • Use as an ATM Card
    • Withdraw funds
    • Make Deposits*
    • Transfer Funds*
    • Inquire about your account balances
    • Daily withdrawal limits apply

      *Only available at certain CBT Bank ATMs
  • Use as a Debit Card
    • Use as Point of Sale (POS) at merchant locations
    • Works like a credit card – anywhere you see the MasterCard symbol
    • Access your checking account without writing a check
    • No Fee for Signature based transactions
    • Nominal fee for PIN (personal identification number) based transactions
    • Daily purchase limits apply

CBT Bank has partnered with Sheetz® to enable you to access more than 400 Sheetz® ATMs without incurring service charges.  You can also access your funds free of charge at any CBT Bank ATM machine.

Fraud Center - Fraud Monitoring Service for Debit Card transactions.  Click here to learn more.

smsGuardianTM - Anti-fraud text alert service for ATM/Debit Card transactions.   Click here to learn more.

For lost/stolen support for ATM/Debit Cards phone 1-866-546-8273

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Corporate Credit Card

Enjoy the convenience of worldwide acceptance and instant financing for your business needs.  Monthly statements will help track activity for personal and corporate expenses and also employee purchases.

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Safe Deposit Box

Secure and protect your valuables with a Safe Deposit Box.  Our box holders rest easy knowing that their valuable are stored in a convenient location, protected from loss, theft or destruction.  Speak to a Bank Representative to see if a Safe Deposit Box is right for you.

  • Safe Deposit Boxes come in a variety of sizes to fit your needs
  • Free for one year - certain restrictions apply.

            A Safe Deposit box is a great place to keep:

  • Birth and Marriage Certificates
  • Social Security Papers
  • Legal papers including wills, deed, etc.
  • Insurance documents
  • Bank documents
  • Other valuable items

The contents of the Safe Deposit Box are not insured by the Bank or any government insurance program.

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Night Depository

A safe, convenient way to make deposits at the bank after hours or on weekends. Night Depository service is available at all Community Office locations.

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Notary Service

Limited notary services are available to all our customers, free of charge at all our full service Community Office locations.

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Additional Convenient Services

  • Order checks and business checking products by calling 1-800-503-2345
  • Direct Deposit
  • Checking Imaging
  • e-statements
  • Money Orders
  • Wire Transfers

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For fees associated with our Products and Services, please refer to our Fee Schedule.