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Business Loans Solutions

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Our customized solutions are tailored to your business lending needs.

Credit subject to approval

Commercial Real Estate Mortgages

Borrow long-term for resident or commercial development and property improvement. Convenient repayment terms are available based on your individual needs.

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Equipment Financing

A term loan made to assist your company in evenly distributing sizable onetime expenditures for equipment over a specified period of time, generally based on the life of the asset.                       

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Agricultural Lending

We are committed to supporting local agriculture.  We know the importance of providing the tools and resources necessary to help local farms and agriculture business succeed.

  • Farm Real Estate Mortgages

Farm real estate purchases; expansion and building improvements, including constructions; debt consolidation and refinancing

  • Equipment Financing/Leasing

Equipment and livestock purchases

  • Working Capital Lines of Credit
  • Government Sponsored Loan Programs - we support and utilize all government programs available for our agricultural customers
    • USDA Farm Service Agency Direct Loan
    • USDA Farm Service Agency Guaranteed Loan Program

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Working Capital Lines of Credit

We offer lines of credit to provide your company with flexibility to meet day-to-day or season-to-season cash needs.  Such credit is based on your company’s primary liquid assets such as inventory or accounts receivable.

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Letter of Credit

CBT Bank offers Letters of Credit to expedite the purchase of inventory or other assets. 

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Overdraft Protection

For your convenience, a Line of Credit can be established to provide overdraft protection for your business checking account.

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