Commercial Real Estate Mortgages
Borrow long-term for resident or commercial development and property improvement. Convenient repayment terms are available based on your individual needs.
A term loan made to assist your company in evenly distributing sizable onetime expenditures for equipment over a specified period of time, generally based on the life of the asset.
We are committed to supporting local agriculture. We know the importance of providing the tools and resources necessary to help local farms and agriculture business succeed.
- Farm Real Estate Mortgages
Farm real estate purchases; expansion and building improvements, including constructions; debt consolidation and refinancing
- Equipment Financing/Leasing
Equipment and livestock purchases
- Working Capital Lines of Credit
- Government Sponsored Loan Programs - we support and utilize all government programs available for our agricultural customers
- USDA Farm Service Agency Direct Loan
- USDA Farm Service Agency Guaranteed Loan Program
Working Capital Lines of Credit
We offer lines of credit to provide your company with flexibility to meet day-to-day or season-to-season cash needs. Such credit is based on your company’s primary liquid assets such as inventory or accounts receivable.
Letter of Credit
CBT Bank offers Letters of Credit to expedite the purchase of inventory or other assets.
For your convenience, a Line of Credit can be established to provide overdraft protection for your business checking account.