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Medicare Open Enrollment:  October 15 - December 7

Every year Medicare beneficiaries have a chance to change coverage during the annual open enrollment period.  It is important to understand the Medicare Plan Options in order to make informed decisions abbot your coverage.  
CBT Financial & Trust Management, a division of Clearfield Bank & Trust, can offer you help to decide which plan is right for you. 
We invite you to contact Jennifer Lulis, Medicare Specialist with CBT Financial & Trust Management. She will explain the options available and answer any questions you may have.  


Jennifer Lulis
SPF* Financial Representative