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Mission Statement

Our mission at Clearfield Bank & Trust Company is to create an environment in which:

Our Customers perceive the Bank as a partner in achieving their financial goals.

Our Employees may achieve personal and professional success; and

Our Shareholders achieve the rewards of ownership.


Clearfield Bank & Trust Company History

A charter was granted on December 17, 1901 to establish “The Clearfield Trust Company” which opened for business in the old opera house property on Market Street on January 15, 1902.

The Farmers and Traders National Bank was acquired by the Clearfield Trust Company on October 1, 1911 and in 1931, the Karthaus State Bank was purchased. We started building our branch network in 1960 with the opening of our Bridge Street office.

In February 1970, the Clearfield Trust Company changed its name to the Clearfield Bank & Trust Company. The installation of the first Automated Teller Machines in our market area came in 1973.

In September 1974, the Philipsburg Office was opened, expanding Clearfield Bank & Trust Company’s market into Centre County. The bank’s fourth office was opened in Curwensville in January 1980 and expansion to customers in Jefferson and Elk Counties became available with the opening of our fifth branch in DuBois in September 1988. The bank’s sixth location opened in March 1997 with the acquisition of the Goldenrod Office located near the Clearfield Mall.

A holding company, CBT Financial Corp., was formed in February 2003 to serve as a platform for future growth.

Clearfield Bank & Trust Company opened its seventh full-service location in June 2005 with the acquisition of the Pine Grove Mills office located near State College.

On November 11, 2005, Clearfield Bank & Trust Company successfully completed the acquisition of six new offices located in Huntingdon, Mount Union, Saxton, Three Springs and Williamsburg.  Our Morrisons Cove Office, located in Martinsburg was opened on April 29, 2013.  The Huntingdon Plaza Office relocated to a new office in March 2014.

In October 2014, the Saxton and Three Springs branches were closed and consolidated into the Huntingdon and Mount Union branch offices respectively.  

Clearfield Bank & Trust, a wholly owned subsidiary of CBT Financial Corp, headquartered in Clearfield, Pennsylvania, operates 12 community offices throughout Blair, Centre, Clearfield and Huntingdon Counties. For consumer and businesses, the Bank provides a variety of deposit accounts, affordable loans, online banking, trust & investment services.