Online Banking

  • Personal
  • Business

Privacy Policy

Text Size:
FACTS WHAT DOES CLEARFIELD BANK & TRUST COMPANY DO WITH YOUR PERSONAL INFORMATION?
   
Why? Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share and protect your personal information.  Please read this notice carefully to understand what we do.
   

 

 

What? 

The types of personal information we collect and share depend on the product or service you have with us.  This information can include: 

  • Social Security number and income
  • Account balances and payment history
  • Overdraft history and wire transfer instructions 

When you are no longer our customer, we continue to share your information as described in this notice. 

   

How?
All financial companies need to share customers' personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Clearfield Bank & Trust Company chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does Clearfield Bank & Trust Company Share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigation or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes-
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes-
information about your credit worthiness
No We don't share
For non affiliates' to market to you No We don't share

 

What we do
How does Clearfield Bank & Trust Company protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.
How does Clearfield Bank & Trust Company collect my personal information?

We collect your personal information, for example, when you 

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit card or debit card

We also collect your personal information from others, such as credit bureaus, affiliates or other companies. 

Why can't I limit the sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes - information about your credit worthiness
  • Affiliates from using your information to market to you
  • Sharing for non affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions
Affiliates

Companies related by common ownership or control.  They can be financial and non financial companies. 

  • Clearfield Bank & Trust Company does not share with our affiliates.
Non affiliates

Companies not related by common ownership or control.  They can be financial and non financial companies. 

  • Clearfield Bank & Trust Company does not share with non affiliates so they can market to you. 
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.  

  • Clearfield Bank & Trust Company does not jointly market.

 

Questions?  Call (814) 765-7551 or go to www.cbtfinancial.com